Comparison between Western New England Bancorp (NASDAQ:WNEB) and First Bancorp of Indiana (OTCMKTS:FBPI)
Bank of Western New England (NASDAQ: WNEB – Get a rating) and First Bancorp of Indiana (OTCMKTS: FBPI – Get a rating) are both small cap finance companies, but which is the better investment? We’ll compare the two companies based on their dividend strength, profitability, earnings, institutional ownership, risk, analyst recommendations and valuation.
This is a breakdown of recent recommendations and price targets for Western New England Bancorp and First Bancorp of Indiana, as reported by MarketBeat.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|West New England Bancorp||0||0||1||0||3.00|
|Indiana’s First Bancorp||0||0||0||0||N / A|
Western New England Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 3.2%. First Bancorp of Indiana pays an annual dividend of $0.62 per share and has a dividend yield of 3.1%. Western New England Bancorp pays 23.3% of its profits as a dividend. Western New England Bancorp has increased its dividend for 1 consecutive years. Western New England Bancorp is clearly the better dividend-paying stock, given its higher yield and longer track record of dividend growth.
Institutional and insider ownership
52.4% of Western New England Bancorp shares are held by institutional investors. 4.8% of Western New England Bancorp shares are held by insiders of the company. By comparison, 20.0% of First Bancorp of Indiana’s stock is held by insiders of the company. Strong institutional ownership indicates that hedge funds, large fund managers, and endowments believe a company will outperform the market over the long term.
This table compares the net margins, return on equity, and return on assets of Western New England Bancorp and First Bancorp of Indiana.
|Net margins||Return on equity||return on assets|
|West New England Bancorp||25.34%||10.47%||0.93%|
|Indiana’s First Bancorp||N / A||N / A||N / A|
Valuation and benefits
This table compares the revenue, earnings per share (EPS), and valuation of Western New England Bancorp and First Bancorp of Indiana.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|West New England Bancorp||$92.41 million||1.82||$23.70 million||$1.03||7.20|
|Indiana’s First Bancorp||N / A||N / A||N / A||N / A||N / A|
Western New England Bancorp has higher revenues and profits than First Bancorp of Indiana.
Volatility and risk
Western New England Bancorp has a beta of 0.43, suggesting that its stock price is 57% less volatile than the S&P 500. By comparison, First Bancorp of Indiana has a beta of 0.39, suggesting that the its share price is 61% less volatile than the S&P. 500.
Western New England Bancorp beats First Bancorp of Indiana on 9 out of 11 factors compared between the two stocks.
Western New England Bancorp Company Profile (Get a rating)
Western New England Bancorp, Inc. operates as the holding company of Westfield Bank which provides a range of commercial and retail banking products and services to individuals and businesses. The company accepts a variety of deposit accounts, including checking, commercial and municipal savings, money market and sweepstakes, individual retirement and other savings accounts; term deposits; certificates of deposit; and interest on lawyers’ trust accounts. It also offers residential and commercial real estate, commercial construction, working capital, equipment and term financing, home equity and consumer loans; commercial and industrial loans, such as revolving lines of credit. In addition, the Company offers automated teller machines (ATMs), telephone and online banking, remote deposit capture, cash management, overdraft and safe deposit facilities and overnight deposit. As of December 31, 2021, it operated through a network of 25 banking offices, 23 stand-alone ATMs and 35 seasonal or temporary ATMs located in Agawam, Chicopee, Feeding Hills, East Longmeadow, Holyoke, Huntington, Ludlow, South Hadley, Southwick, Springfield , Ware, West Springfield and Westfield, Massachusetts and Bloomfield, Enfield, Granby and West Hartford, Connecticut. The company was formerly known as Westfield Financial, Inc. and changed its name to Western New England Bancorp, Inc. in October 2016. Western New England Bancorp, Inc. was founded in 1853 and is headquartered in Westfield , Massachusetts.
First Bancorp of Indiana Company Profile (Get a rating)
First Bancorp of Indiana, Inc. operates as a bank holding company for First Federal Savings Bank which provides various personal and business banking products and services. The company accepts various deposits; and offers loans including one to four family commercial mortgages, multi-family commercial mortgages, secured commercial loans, unsecured commercial loans, one to four family residential mortgages, second lien residential mortgages and consumer loans, as well as home equity lines of credit. It is also involved in the management of marketable securities portfolios; and provides safe deposit box, check cashing and cashier’s check, wire transfer and brokerage services. The company operates 9 full-service offices in southwest Indiana; and 1 loan production office in Henderson, Kentucky. First Bancorp of Indiana, Inc. was founded in 1904 and is based in Evansville, Indiana.
Get news and reviews for Western New England Bancorp Daily – Enter your email address below to receive a concise daily summary of breaking news and analyst ratings for Western New England Bancorp and related companies with MarketBeat.com’s free daily email newsletter.